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Why are my personal auto policy premiums continuing to go up?
Due to inflation and the cost of replacement part costs and the labor to install, along with a higher incidents of losses.
How much homeowners insurance coverage should I have for my dwelling?
The answer to this question can be complex, but the two big parts is having it written with replacement cost coverage and if you are using a current replacement cost calculation on your dwelling, you should be covered adequately.
How can I lower my personal auto policy premium?
Use higher deductibles, have no violations or accidents, place your auto coverage at the same carrier that covers your homeowners.